Match portfolio against goals

The final part of the process is matching the investor’s risk profile with their long term investment goals. These may be:

  • growing or preserving wealth
  • generating regular income in retirement
  • funding school fees
  • paying off a mortgage

The risk investors take with their investments will have an impact on the likelihood of achieving these goals and so checking the range of returns they might receive for taking a given degree of risk is helpful.

It may be that an investor can actually take less risk than they thought to achieve their goals or they may need to invest more in order to have a realistic chance of meeting them.

dynamic planner match goals