Cashflow Planning

A robust, risk-based cashflow plan helps you test your clients’ capacity for loss - at the point of advice and into the future.

Cashflow plans can be revisited during annual client reviews to check whether anything has changed, in line with MiFID II requirements and to ensure that the agreed investment strategy remains suitable.

For clients considering or who are already in retirement – or for those seeking advice on a defined benefit transfer – a robust, understandable cashflow plan is fundamental to helping them build an income strategy. For others, a cashflow plan helps them understand how their investment strategy can help achieve key goals, including wealth accumulation and preservation. The challenge is how to present a cashflow that is robust and easily understood, is consistent with the client’s risk profile and doesn’t take forever to complete.

Request Demo
A screenshot of Cashflow graph within Dynamic Planner

What we particularly like about Dynamic Planner is the ability to clearly demonstrate to a client the impact of either down-risking or up-risking their investment portfolio. Clients clearly see the impact of decisions they are considering"

Cliff PattersonAV Trinity
A screenshot of Cashflow Planning within Dynamic Planner - png

Efficient Cashflow Planning

  • Quickly build simple, clear cashflow plans that clients understand
  • Efficiently test and demonstrate the client’s capacity for loss and the range of likely returns based on the their risk profile
  • Automatically pre-populate investments in Dynamic Planner or import from over 21 back office systems, platforms and investment providers with no rekeying
  • Record a client’s current and future income and expenditures and check whether anything has changed at annual review
  • Produce beautifully designed reports that help demonstrate the value you and your firm bring to helping your client achieve their investment goals at an appropriate level of risk
  • Show the expected range of returns and losses based on assumptions consistent with a client’s risk profile
  • Create decumulation modelling, including income, drawdown, annuities and the impact of tax across multiple products

Want to see what Dynamic Planner can do for you?

Schedule a free no-obligation demo with a business consultant and experience the market leading investor risk profiling service.

Next - Research investments from the whole of the market based on the industry’s leading investment risk profiling process

Research and Recommendations