In recent years, as wealth and financial planning technology has become widely adopted, it has also come under increasing scrutiny. Indeed, the FCA has warned of ‘miscalibration’, when different pieces of technology you may have adopted fail to align. Dynamic Planner eliminates this by using a single definition of risk across all processes – from risk profiling a client; to risk profiling portfolios and investment solutions; to cash flow planning. Powerfully ensuring the suitability of solutions and consistently delivering good outcomes for your clients.
Investments do not grow at a single rate of return, so why should your client’s cash flow plan? Dynamic Planner uses a Monte Carlo forecaster, calibrated by its institutional-quality Asset Risk Model, to stochastically project how a client’s portfolio, aligned with their risk profile, is likely to behave in average markets, in above average markets and, robustly testing their capacity for risk, in below average markets.
Further, Dynamic Planner forecasts real returns, net of inflation, so it is robustly valid when considering inflation, the future impact and risk of which is built in, in the Monte Carlo forecaster.