The Dynamic Planner Fund and Portfolio Rating process uses a proven and robust methodology for investment risk profiling. At the core of this is ACE (Asset, Consistency and Efficiency) analysis, with ratings ranging from ‘Premium’ for funds with a five-year and full investment cycle track record to ‘Select’ for funds with at least a three-year track record. Premium and Select funds – of which there are approximately 280 in Dynamic Planner – demonstrate excellent value for money based on risk-adjusted returns after fees.
Premium and Select ratings are uniquely relevant for advisers who are harnessing the Dynamic Planner Asset and Risk Model – the UK’s most tried and tested such model – to power their centralised investment process. Combining an assessment of fund quality with the proven Dynamic Planner client and fund risk profiling capabilities is a major step towards achieving initial and ongoing investment suitability. That step is increasingly crucial to meet and exceed regulatory suitability requirements.