Ensuring a recommendation you make accurately reflects a client’s risk profile is pivotal
So, foremost, they pursue their objectives at a level of risk they are willing and able to take. The FCA reiterated in its ‘Consumer Investments: Strategy’ [Sept 2021] of its desire for people to ‘invest with confidence… [to] suit their circumstances and attitude to risk’.
Increasingly today, there is a further emphasis to reflect a client’s sustainability preferences in their portfolio. But how do you achieve all that, while maximising the likelihood of good, risk-adjusted returns on a client’s investments?
Dynamic Planner enables you and your firm to complete independent, whole of market fund research provided by our in-house team of analysts and qualified investment professionals. You also have access to independent, whole of market ESG research through our partnership with MSCI, a global pioneer in sustainable investing.
Each quarter, our team of investment analysts independently risk profile more than 1,500, whole of market solutions for you to research and recommend for clients. They represent more than £220bn of assets and include Risk Targeted and Risk Managed Decumulation funds to match your client’s individual needs.
A sophisticated asset allocation model, with a proven track record dating back to its 2005 launch, underpins our research and industry reputation as a leading provider of risk analysis. Further, it enables you to powerfully frame the suitability of recommendations you make for clients.
Investment Strategy and Asset Allocation
In Dynamic Planner, you and your firm can also build and manage your own model portfolios, accurately aligned to a risk profile – and construct and manage a Centralised Investment Proposition, or Centralised Retirement Proposition, using whole of market fund shortlists, encompassing OEICs, unit trusts, investment trusts, ETFs, pension funds and DFM model portfolios, in the UK and offshore.
In line with PROD 3 regulation, you can identify and define your client target markets, ensuring products you recommend meet their needs and objectives. Target markets can be defined by age, wealth, risk profile, objectives and type of product.
Coming Soon
In addition to investment suitability research covering over 1,500 funds and portfolios, you will be able to explore products, platforms and DFMs in Dynamic Planner. Meet PROD requirements and work with Target Market functionality to help ensure consistently good client outcomes. Speak to us today to find out more.
Get in touch
Not a Dynamic Planner user? We’d love to talk to you about how our end-to-end financial planning process can help your firm, and how we make implementation and onboarding a breeze.
Fund Research
Ensuring a fund recommendation is accurately aligned to a client’s risk profile is key – so that they pursue their objectives at a level of risk they are willing and able to take. There must be a clear link from investments you recommend back to your client’s risk profile, as the regulator and FCA has voiced.
The challenge is how to evidence this effectively, while maximising the likelihood of strong, risk-adjusted returns.
At Dynamic Planner, we have our own, experienced in-house team of analysts and qualified investment professionals. They independently risk profile approximately 1,500 investments each quarter – from whole of market – for you to research and recommend for clients. Together, those assets represent more than £220bn, from 150+ leading asset managers, who trust us as a leading provider of risk analysis. Nobody else in the UK risk profiles more funds.
Our 1-10 fund risk profile scale [one represents the lowest level of risk and 10 the highest] runs seamlessly throughout Dynamic Planner and is perfectly aligned with all other assumptions.
Get in touch
Not a Dynamic Planner user? We’d love to talk to you about how our end-to-end financial planning process can help your firm, and how we make implementation and onboarding a breeze.