Ensuring investment suitability remains at the heart of the value you bring to your clients. Helping clients understand the risk they are willing and able to take, then accurately translating this into an asset allocation-based investment strategy and portfolio that remains suitable over time is becoming increasingly challenging. Plus, suitability remains a key focus for the FCA and suitability requirements have increased recently with Europe’s MiFID II regulation.
Having helped thousands of advisers over many years to understand the risk level of their clients, we know accurate risk profiling helps you build longer, deeper relationships in your firm. A good understanding of your client’s risk level is paramount to enable them to achieve their life’s goals over the long term. Accurate risk profiling also means that in a market downturn they are more likely to be comfortable with any short-term falls in value.
Good risk profiling helps assure compliance with FCA regulation and avoidance of regulatory sanction or client redress. At the same time, the independent, robust asset allocations created for each risk profile can help you deliver good, risk-adjusted returns to your clients.