Today’s clients no longer fit into neat boxes. Risk-targeted strategies, like the L&G Multi-Index range, are designed to always remain consistent with investors’ attitudes to risk.
Unlike static allocation, our team of investment experts adjust the funds’ asset allocation in light of unfolding market conditions and to enhance returns while remaining within the risk profiles. The range of funds is managed according to the widely-used Dynamic Planner risk profiles and offers a number of investors benefits:
- Ongoing suitability by actively targeting risk profiles, as opposed to risk-rated funds that can drift from the initial allocation over time and become unsuitable for particular clients
- Active asset allocation gives the funds the flexibility to respond to market events and allows the asset allocation team to seek strong returns within the risk mandate of each portfolio
- Simplicity is crucial – the funds predominantly use straightforward, in-house index funds as their building blocks and avoid extensive use of complex derivative strategies
- Cost-effectiveness which allows clients to close the advice gap by servicing clients at a lower price point